Heiko J. Janssen has held various positions in insurance sales (i.a. as underwriter and representative of the ‘Crisis Management’ division at AIG Europe S.A. Direktion für Deutschland, as product manager at ERGO Direkt Versicherung AG, and as account and sales manager at Willis GmbH & Co. KG). In addition, Mr. Janssen has extensive experience as management consultant (e.g. at Steria Mummert & Partner, zeb consulting) and as executive coach.